UngaMoney — Money Moves Different Here

Kenya's Premier Asset Liquidity Platform

TURN ITEMS

INTO CASH.

MONEY MOVES

DIFFERENT HERE.

BUY. SELL.

BORROW.

Live auctions. Instant M-Pesa payouts. AI valuations. Escrow protection. Built for Kenya's next generation of digital commerce.

Get Started How It Works

24.8K+

Live Users

KES 2.4B+

Transactions

98.7K+

Items Sold

UngaMoney

now

Instant Payout

KSh 48,500

✓Received

Total Balance

KSh 164,700

Add Money

Transactions

Banking

MacBook Air M2

256GB

KSh 155,000

AI Price Estimate

UngaAI

Based on market data

KSh 78,000

High accuracy98%

Live Auction

iPhone 15 Pro Max

256GB – Black Titanium

Current Bid KSh 72,500

00:00:32 Time Left

+5K+10K+25K+50K

Top Bidders

@james_254

KSh 72,500

@steve.ke

KSh 71,000

@kilimalluser

KSh 70,000

@trendy_buyer

KSh 68,500

Marketplace See all

Canon EOS R6

KSh 210,000

PS5 Console

KSh 68,500

iPad Pro 11"

KSh 96,000

Recent SalesSee all

iPhone 14 Pro

KSh 88,000

2m ago

PlayStation 5

KSh 70,000

5m ago

MacBook Air M2

KSh 155,000

7m ago

Live Activity

@maryanne

won · KSh 120,500

5s ago

@khaligraph

bid · KSh 93,000

8s ago

@nairobi_hustler

won · KSh 72,000

12s

●iPhone 15 Pro MaxKSh 72,500· 14 bids ●Toyota Prado 2019KSh 4,200,000· 8 bids ●0.5 Acre KiambuKSh 8.5M· Just Sold ●MacBook Pro M3KSh 215,000· Winning bid ●Canon EOS R6KSh 210,000· 6 bids ●DJI Mini 3 ProKSh 93,500· 3h left ●iPhone 15 Pro MaxKSh 72,500· 14 bids ●Toyota Prado 2019KSh 4,200,000· 8 bids ●0.5 Acre KiambuKSh 8.5M· Just Sold ●MacBook Pro M3KSh 215,000· Winning bid ●Canon EOS R6KSh 210,000· 6 bids ●DJI Mini 3 ProKSh 93,500· 3h left

Process

From Listing to Cash in Hand

Four steps. Total transparency. M-Pesa settlement in 24 hours.

List Your Asset

Submit with photos, docs, and reserve price. Our AI valuates in minutes.

Verification

We verify ownership and condition. KYC protects every transaction.

Live Auction

Your asset goes live to thousands of verified bidders in real-time.

Instant Payout

Funds released to your M-Pesa within 24 hours of auction close.

Platform Features

Everything You Need to Sell Smart

Speed, trust, and real-time price discovery — all in one platform.

Live Auction Engine

Real-time bidding with WebSocket tech. Every bid updates instantly — no refresh, no lag.

Real-Time

Escrow Protection

Buyer funds held securely until asset handover confirmed. Zero risk on both sides.

Secure

AI Price Valuation

AI analyses market comps and condition to recommend the optimal reserve price.

AI-Powered

M-Pesa Native

All deposits, bid escrow, and payouts via M-Pesa STK Push. No bank account needed.

Kenya-First

KYC Verification

Every user verified via national ID and selfie liveness. Fraud has no place here.

Compliance

Live Analytics

Track bids, bidder count, and urgency signals live as your auction runs.

Insights

Live Platform

See It In Action

Exactly what buyers and sellers see in the app — real-time, live.

Active Auctions · 23 Live Now

Toyota Prado TX 2019

Westlands, Nairobi

KES 4.2M

1h 59m

iPhone 15 Pro Max

Kilimani, Nairobi

KES 85K

59m

0.5 Acre — Kiambu

Kiambu Road

KES 8.5M

4h 22m

MacBook Pro M3 Max

Karen, Nairobi

KES 215K

1h 5m

DJI Mini 3 Pro Drone

Kilimani, Nairobi

KES 93.5K

24m

Toyota Prado TX 2019

AutoBid Kenya · Nairobi · 48,000km · ✓ Title Clear

Current Bid

KES 4,200,000

Time Left

1h 59m

Total Bids

Live Bid Feed

J. KariukiKES 4,200,000

M. WanjikuKES 4,150,000

A. OchiengKES 4,100,000

Trust & Safety

Built on Unshakeable Trust

Escrow Holding

All bid deposits held in secure escrow. Released only upon confirmed asset handover.

KYC / AML

Every user verified via national ID + selfie liveness. Anti-money laundering enforced.

AI Fraud Detection

Shill bid detection, pattern analysis, and real-time fraud flags protect every auction.

Asset Verification

Title deeds, logbooks, NTSA checks — every asset verified before going live.

Instant Settlement

Funds disbursed to seller M-Pesa within 24 hours of auction close.

CBK Compliance

Fully compliant with Kenya's regulatory framework and Data Protection Act.

Testimonials

Real People. Real Results.

★★★★★

"Listed my car on Tuesday and had KES 2.4M in my M-Pesa by Friday. Completely trustworthy."

Geoffrey Waithaka

Nairobi · Vehicle Seller

★★★★★

"Every asset is verified before auction opens. Bought two laptops — all exactly as described."

Faith Otieno

Kisumu · Repeat Bidder

★★★★★

"Sold farming equipment I'd tried to offload for months. Hit reserve price in 2 hours."

Peter Kamau

Nakuru · Equipment Seller

FAQ

Questions Answered

How does UngaMoney protect my money as a buyer?+

All bid deposits are held in secure escrow and only released to the seller after you confirm receipt in the agreed condition. If there is a dispute, our team mediates and funds remain held until resolved.

How fast will I get paid after my auction closes?+

Settlement happens within 24 hours of the winning bidder confirming receipt. Funds sent directly to your M-Pesa with a full transaction reference.

What types of assets can I list on UngaMoney?+

Vehicles, electronics, land and property, agricultural equipment, machinery, furniture, and business assets. As long as you hold legal ownership, you can list it.

Do I need a bank account to use UngaMoney?+

No. UngaMoney is M-Pesa native. All deposits, escrow, and payouts flow through M-Pesa STK Push. No bank account required.

What fees does UngaMoney charge?+

A 5% platform fee is deducted from the final sale amount — no upfront costs. Bidders pay a refundable escrow deposit returned if they don't win.

Early Access

Rooted in Trust.
Growing Together.

Join thousands of Kenyans on the waitlist. First access at launch.

Download onGoogle Play Download onApp Store

From Listing to Cash in Hand

Everything You Need to Sell Smart

Live Auction Engine

Escrow Protection

AI Price Valuation

M-Pesa Native

KYC Verification

Live Analytics

See It In Action

Built on Unshakeable Trust

Real People. Real Results.

Questions Answered

Rooted in Trust.Growing Together.

Rooted in Trust.
Growing Together.